| Basic Principles |
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| Imagine a customer making a purchase at a
retail establishment. After the cashier totals her items the customer opens her cell
phone, enters her PIN number to access her digital wallet, scrolls down to select a credit
card, verifies the total which has been sent to her cell phone from the retail POS system
by an NFC
link, and then selects the "Pay" option. |
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| A transaction ID is also sent to her cell
phone by the retail POS system. This transaction ID is encrypted with her private
key which is stored securely on her cell phone. The encrypted transaction ID, her
primary identity card and the credit card she selected are all sent to the retail POS
system by an NFC link. Her primary identity card contains a recent photo
which is displayed on the clerk's screen. The clerk verifies the photo and clicks
submit. A verification process is executed with The Trust Nexus Repository. In a matter of seconds, her purchase is
approved. Both the retailer and the customer know with certainty they have made a
secure transaction. |
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| Later that night, the customer places her cell
phone in the NFC docking port of her home computer. She downloads a video of
her son's soccer game taken earlier that day and then accesses her financial management
system by entering her PIN number into her cell phone and speaking an authorization
code. She knows with certainty her program is secure and any online purchases are
completely safe. |
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| The secure transactions described above will
be made possible by an infrastructure created by The Trust
Nexus. |
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| Under the The
Trust Nexus, if a legitimate individual makes a primary claim on identity,
and the claim is supported by one or more valid institutions within The Trust Nexus, the identity is secure and can be easily authenticated. |
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| Under the The
Trust Nexus a secondary claim made on an individual's identity
creates a non-unique association; this inconsistency is resolved by a combination of
automated and manual processes within The
Trust Nexus. The state of inconsistency
itself makes validation by institutions within The Trust Nexus problematic. |
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| Under the The
Trust Nexus the more credentials a legitimate individual enters into
the system the more secure the individual's identity becomes. |
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| Under the The
Trust Nexus there are three possible states of user protection: |
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- Non-participant - No protection.
- Legitimate applicant making a primary claim on a legal
identity - Full protection.
- Legitimate applicant making a secondary claim on a legal
identity - Unresolved. If there is a secondary claim made by a legitimate applicant
it means the primary applicant has stolen the user's identity. Unlike today's
maddening process of correcting identity theft, identity conflicts will be resolved
by simple processes within The
Trust Nexus.
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